credit history

noun

: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

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This is especially evident among lower-income students, who often lack sufficient credit history to qualify for private student loans. Brittney Melton, NPR, 1 July 2026 The final amount approved depends on the borrower's credit history, verifiable cost of attendance as certified by an eligible school and is subject to credit approval and verification of application information. Jasmin Suknanan, CNBC, 30 June 2026 How Credit Scores Affect Loan Costs At that, some consumers are suffering worst than others in that new-car financing rates and terms will vary – sometimes significantly – depending on the borrower’s credit history. Jim Gorzelany, Forbes.com, 23 June 2026 Your ability to qualify for Medicare is based on factors such as age, disability status and work history — not your credit history or debt levels. Angelica Leicht, CBS News, 9 June 2026 See All Example Sentences for credit history

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Cite this Entry

“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 6 Jul. 2026.

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